- Spend
- Invest (coming soon)
- Trade
- About us
- FAQs
- Contact us
- Download App
-
Download AppScan the QR code
![Halal Money QR Code]()
Getting the Halal Money app is easy! Just follow these steps.
1. Open the App Store or Google Play Store on your device.
2. In the search bar, type “Halal Money App” and hit enter.
3. When you see the app in the search results, tap "Get" or “Install” and follow the prompts to download and install it on your device.
Once the app is installed, you can start managing your finances in a way that aligns with your values.
You can register the Halal Money App on multiple devices for your convenience.
You can use our app on Apple devices with iOS 13.0+ or Android devices with 6.0+ Marshmallow. It also works on Apple and Android wearable watches.
If you’re 16 years or older and living in Australia as a citizen, permanent resident, or valid visa holder (with a visa that allows paid work and is valid for at least 3 months), you’re eligible to register for Halal Money. You can use either an Australian driver’s license or an Australian or Overseas passport for verification. These forms of ID have photos, which we use to enhance security. However, please note that if you’re a US citizen, resident, or have US tax obligations, you’re not permitted to register for the Halal Money App.
You can’t open a business account with Halal Money App. It’s a digital transaction account, not a bank account, meant for personal expenses like housing, food, and entertainment.
All payments made through the Halal Money app are handled via the New Payments Platform (NPP), ensuring swift transactions. If you’re sending money using someone’s BSB and account number, there are no cut-off times, and payments typically take less than 60 seconds to complete.
However, if the receiving bank or account doesn’t support instant/NPP payments, we’ll use the Direct Entry payment channel, which may take a bit longer.
At Halal Money app, we currently only offer Individual account ownership. Joint accounts aren’t supported yet.
Your registered email ID serves as your username. If you’ve forgotten your passcode, then simply go to the login screen and tap on the “Forget Passcode” link. Then, follow the prompts to reset it.
If you’re an Australian citizen, permanent resident, or hold a valid visa that permits paid work for at least 3 months, you’re good to go to sign up for Halal Money. However, if you’re residing overseas, we’re sorry, but you won’t be able to sign up for the Halal Money App at this time.
All payments through the Halal Money app are processed via NPP for swift transactions. Payments using BSB and account numbers are typically completed in less than 60 seconds. If the recipient’s bank doesn't support NPP, we'll use Direct Entry, which may take a bit longer. Delays may occur due to the recipient’s bank processes, but we strive to ensure swift processing whenever possible.
BPAY® payments before 6 pm (AEST/AEDT) on business days are sent to the biller's bank on the same day. Payments after 6 pm, on weekends, or on public holidays are processed on the next business day.
Yes, you can use the Halal Money Visa Debit Card overseas.
A conversion fee of 2.98% applies to all Visa transactions when converted by Visa from a foreign currency to Australian dollars. Please note there is no charge for overseas transactions at this moment; however, this will be applicable after May 2025.
We currently do not support PayID.
The Halal Money Visa Debit card uses the real foreign currency exchange rate for making transactions.
If you've set up your direct debit with Halal Money account details, temporarily blocking your card won't affect those transactions.
However, if you've shared your card details directly with a merchant or utility provider for recurring payments, temporarily blocking your card will pause those payments.
You can’t open a business account with Halal Money App. It’s a digital transaction account, not a bank account, meant for personal expenses like housing, food, and entertainment.
Your funds will be available within T+3 business days in your Halal Money account
An Exchange-Traded Fund (ETF) is a type of investment that tracks a basket of securities, such as stocks, bonds, commodities, or other assets. ETFs are diversified as they hold multiple underlying assets, which can help reduce the risk and volatility of your investments.
When an investor buys an ETF, they receive shares in the ETF, which gives them access to the underlying assets that the ETF invests in. This means they don't own the underlying shares or assets directly.
Our ETFs are the first Shariah-compliant ETFs in Australia and are benchmarked against the MSCI World Islamic Index, MSCI REITs Index and Bloomberg Global Aggregate USD Sukuk Index.
We employ a 3-tier Shariah governance process to ensure its compliance. We begin by subscribing to Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI). Thereafter, we engage IdealRatings to filter investments for Shariah compliance. Lastly, we appointed Global Islamic Financial Services (GIFS), to oversee and audit us periodically to ensure that the highest standards of Sharia compliance are upheld.
